Health Insurance

Health Insurance :

In straightforward terms, purchasing health insurance means you receive financial protection up to a specific limit for your annual medical expenses. It addresses both emergency and scheduled costs associated with hospital stays, outpatient treatments, surgeries, ambulance services, and pre- and post-hospital care. A suitable health insurance plan helps alleviate unnecessary financial stress when health issues or emergencies arise. Additionally, it provides tax benefits under Section 80D of the Income Tax Act, 1961, on the premiums you pay to your insurer.

By choosing Shree Sai Financial Solutions, you ensure that your health needs are prioritized when it matters most. Our specialized 50-member claims team is dedicated solely to managing health insurance claims, providing assistance to individuals, families, and seniors living independently.

We also offer on-the-ground claims support in over 120 cities across India, guiding you through every aspect of the claims process, including documentation and liaising with both the insurer and the hospital.

Our initiative, 'Claims Samadhan Diwas', is focused on assisting customers with outstanding or denied claims with their insurers. You can trust that you are receiving more than a policy – you’re gaining a reliable partner who will support you throughout your journey.

Health Insurance at a Glance

Categories Specifications
Sum Insured ₹50,000 to up to ₹6 crore
Maternity Cover Available
Pre & Post-hospitalization Expenses Covered
OPD Cover Available
ICU Charges Covered
Free Health Check-ups Available
Pre-existing Diseases Covered*
Ambulance Cover Available
Day Care Procedures Covered
Tax Benefits Up to ₹1,00,000 per financial year#

* Pre-existing diseases are covered after the waiting period is over.

# This is the maximum tax benefit that can be claimed in case both the policyholder and his/her parents are senior citizens.

Enjoy 100% Cashless Treatment at Any Hospital You Choose

Cashless everywhere

With our 'Cashless Everywhere' feature, you can access 100% cashless treatment in any hospital you prefer. This means you aren't limited to your insurer’s network hospitals for cashless treatment. Whether it’s an emergency or a scheduled procedure, you can be admitted to any nearby hospital and benefit from cashless treatment under your health insurance, freeing you from concerns about bill payments and claim reimbursements.

How it works
  • In an emergency, notify your insurance provider within 48 hours of hospitalization.
  • For planned admissions, inform your insurer at least 48 hours beforehand.
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